Insuring Your Clubs

good idea, not something I have really thought about doing but would really stink to have to replace the set completely if something happened.

One of my closest friend and regular golf buddies is an insurance salesman and he said the same thing.  Of course, I have yet to do it, lol

Mine are covered under my parents home owners insurance.  All we had to do is fill out a form, give them pictures and tell them the approximate value of each item (which they verified with an outside source).  I think there wasa $10 addition to my parents insurance a month but it insures my clubs up to $10,000 in the event they are stolen or lost.

I had a set of clubs stolen from me.It breaks your heart.The hardest club to replace for me was the putter.I had a Ping B-60. Now I have 5.00 garage sale special.As this happened about 7 years ago I'm now willing(and able) to shell out some coin for clubs.But the putter? If it aint broke,don't fix it. The idea of keeping complete records of club purchaces is a good one.I only wish I was more dilligent than.

Your personal profile on this site makes for a good record for your clubs in case you ever have that unfortunate event

I have had a set stolen, actually both mine and my wife's. Our insurance company just asked for a list and replacement cost. No other questions, claim was paid within 7 days.

My clubs are covered under my home owners policy in the event they are lost or stolen.

I believe that is the case in most states unless it is stipulated in your policy or your policy says you need an insurance rider for clubs.

Hey bholley, thanks for the info regarding the profile acting as a good record...don't know if I would have thought of that.

Mondo

My clubs are covered under my home owners policy in the event they are lost or stolen.

I believe that is the case in most states unless it is stipulated in your policy or your policy says you need an insurance rider for clubs.

Hey bholley, thanks for the info regarding the profile acting as a good record...don't know if I would have thought of that.

Mondo

If you have to file a loss with an insurance don't forget they don't call them "Adjusters" for nothing

Pictures are probably the quickest and easiest way to keep track....would recommend storing an electronic copy in e-mail or somewhere that it can't be lost or destroyed.

I have photos and serial numbers written down.  That way if they do get stolen, I can send them out to the local pawn shops and such so they know what to look for.

EMKelly0106

I have photos and serial numbers written down.  That way if they do get stolen, I can send them out to the local pawn shops and such so they know what to look for.

Yeah bholley but that's what having friends in the golf business with receipt books are for...they adjust down based on the receipts I give them (was that my outloud voice saying that)...

EMKelly0106

I have photos and serial numbers written down.  That way if they do get stolen, I can send them out to the local pawn shops and such so they know what to look for.

I have my fitting papers and serial numbers in a fireproof box along with other important documents. My clubs are part of the family( my wife would consider them a less loved step child)

OUTIGER

EMKelly0106

I have photos and serial numbers written down.  That way if they do get stolen, I can send them out to the local pawn shops and such so they know what to look for.

 

I have my fitting papers and serial numbers in a fireproof box along with other important documents. My clubs are part of the family( my wife would consider them a less loved step child)

i thinkl they may be the red-headed step child at my house! : )